Yova has 4 main differentiating factors:
- Ownership & Transparence: Unlike other automated or semi-automated solutions, which often invest through ETFs, each client of Yova always remains the direct owner of theirs securities. Yova has a portfolio management mandate, but each share remains the property of the client.
- Guided, Value-Oriented and Flexible investment: No financial knowledge is required as customers are guided through the investment process. Based on investor’ key topics, Yova’s algorithm suggests an adapted investment strategy. The client can still add or remove any company and the algorithm always ensures that the client’s portfolio risk profile is respected.
- All-in-Fee: Depending on the amount invested, costs vary between 0.6 and 1.2% per year of the amount invested . This is an “All-in-Fee” which means there are no additional charges such as transaction or closing costs. It means that customers can withdraw their investment within 7 business days without additional costs.
- Low Minimum Investment: Investors can start investing with Yova from 2000 Swiss francs.